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capitalstake.com. Provided by * Returns not adjusted for payouts
^The historical stock prices have been adjusted to reflect stock splits to ensure comparability over time.
Company Profile
EFU General Insurance Limited was incorporated as a public limited company on 2 September 1932. The Company is engaged in non-life insurance business comprising of fire and property, marine, motor, miscellaneous etc.
| Kamran Arshad Inam | CEO |
| Saifuddin N. Zoomkawala | Chairperson |
| Amin Punjani | Company Secretary |
Kamran Centre, 1st Floor 85, East, Jinnah Avenue Blue Area Islamabad.
CDC Share Registrar Services Limited CDC House, 99-B, Block B S.M.C.H.S., Shahra-e-Faisal Karachi
KPMG Taseer Hadi & Co, Chartered Accountants
December
Equity Profile
Announcements
| Date | Title | Document |
|---|---|---|
| Oct 30, 2025 | Transmission of Quarterly Report for the Period Ended September 30, 2025 | View PDF |
| Oct 29, 2025 | Financial Results for the Quarter Ended September 30, 2025 | View PDF |
| Aug 29, 2025 | Transmission of Quarterly Report for the Period Ended June 30, 2025 | View PDF |
| Aug 27, 2025 | Financial Results for the Quarter Ended 30-06-2025 | View PDF |
| Apr 30, 2025 | Transmission of Quarterly Report for the Period Ended March 31, 2025 | View PDF |
| Date | Title | Document |
|---|---|---|
| Oct 22, 2025 | EFUG - Board Meeting for the 3rd Quarter 2025 | View PDF |
| Aug 20, 2025 | Board of Directors Meeting - 2nd Quarter 2025 | View PDF |
| Apr 22, 2025 | Board Meeting for the quarter ended March 31, 2025 | View PDF |
| Mar 25, 2025 | Certified Copy of Resolutions Passed in Annual General Meeting of EFU General Insurance Limited held on March 25, 2025 | View PDF |
| Mar 4, 2025 | Notice of Annual General Meeting to be held on March 25, 2025 | View PDF |
| Date | Title | Document |
|---|---|---|
| Nov 13, 2025 | Credit of 3rd Interim Cash Dividend | View PDF |
| Sep 11, 2025 | Credit of Second Interim Cash Dividend 2025 | View |
| Aug 1, 2025 | Disclosure of Interest by a Director CEO, or Executive of a listed company and their Spouses and the Substantial Shareholders u/c 5.6.1.(d) of PSX Regulations | View |
| Jul 30, 2025 | Disclosure of Interest by a Director CEO, or Executive of a listed company and their Spouses and the Substantial Shareholders u/c 5.6.1.(d) of PSX Regulations | View |
| May 30, 2025 | Disclosure of Interest by a Director CEO, or Executive of a listed company and their Spouses and the Substantial Shareholders u/c 5.6.1.(d) of PSX Regulations | View |
Financials
All numbers in thousands (000's) except EPS
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Profit after Taxation | 3,711,128 | 3,281,611 | 2,005,722 | 2,706,638 |
| EPS | 18.56 | 16.41 | 10.03 | 13.53 |
| Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | |
|---|---|---|---|---|
| Profit after Taxation | 1,683,797 | 1,026,717 | 943,662 | 618,000 |
| EPS | 8.42 | 5.13 | 4.72 | 3.09 |

Ratios
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Gross Profit Margin (%) | 16.62 | 13.31 | 0.68 | 15.82 |
| Net Profit Margin (%) | 25.50 | 26.49 | 19.49 | 27.60 |
| EPS Growth (%) | 13.10 | 63.61 | (25.87) | 14.18 |
| PEG | 0.48 | 0.08 | (0.36) | 0.55 |
Payouts
| Date | Financial Results | Details | Book Closure |
|---|---|---|---|
| October 29, 2025 3:23 PM | 30/09/2025(IIIQ) | 15%(iii) (D) | 06/11/2025 - 06/11/2025 |
| August 27, 2025 4:30 PM | 30/06/2025(HYR) | 15%(ii) (D) | 04/09/2025 - 04/09/2025 |
| April 28, 2025 3:43 PM | 31/03/2025(IQ) | 15%(i) (D) | 06/05/2025 - 06/05/2025 |
| February 26, 2025 4:17 PM | 31/12/2024(YR) | 55%(F) (D) | 19/03/2025 - 25/03/2025 |
| August 23, 2024 5:37 PM | 30/06/2024(HYR) | 15%(ii) (D) | 06/09/2024 - 06/09/2024 |
| April 25, 2024 4:13 PM | 31/03/2024(IQ) | 15%(i) (D) | 09/05/2024 - 09/05/2024 |
| February 28, 2024 3:46 PM | 31/12/2023(YR) | 55%(F) (D) | 22/03/2024 - 28/03/2024 |
| October 27, 2023 4:27 PM | 30/09/2023(IIIQ) | 15%(iII) (D) | 11/11/2023 - 13/11/2023 |
| August 29, 2023 4:03 PM | 30/06/2023(HYR) | 15%(ii) (D) | 13/09/2023 - 13/09/2023 |
| April 28, 2023 3:51 PM | 31/03/2023(IQ) | 15%(i) (D) | 13/05/2023 - 15/05/2023 |









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