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Company Profile
United Bank Limited is a banking company incorporated in Pakistan and is engaged in commercial banking and related services. The Bank is a subsidiary of Bestway International Holdings Limited which is a wholly owned subsidiary of Bestway Group Limited.
| Muhammad Jawaid Iqbal | CEO |
| Sir Mohammed Anwar Pervez, O.B.E, H.Pk | Chairperson |
| Aqeel Ahmed Nasir | Company Secretary |
United Bank Limited, 2nd Floor, UBL Head Office, I.I. Chundrigar Road, Karachi
THK Associates (Private) Limited, Plot No. 32-C, Jami Commercial Street 2, D.H.A, Phase-VII, Karachi
M/s. EY Ford Rhodes Chartered Accountants.
December
Equity Profile
Announcements
| Date | Title | Document |
|---|---|---|
| Oct 30, 2025 | Transmission of Quarterly Report for the Period Ended September 30, 2025 | View PDF |
| Oct 15, 2025 | Financial Results for the Quarter ended September 30, 2025 | View PDF |
| Sep 1, 2025 | Transmission of Half Yearly Report for the Period Ended June 30, 2025 | View PDF |
| Jul 11, 2025 | Financial Results for the Quarter Ended 30 June 2025 | View PDF |
| Apr 30, 2025 | Transmission of Quarterly Report for the Period Ended March 31, 2025 | View PDF |
| Date | Title | Document |
|---|---|---|
| Oct 3, 2025 | Notice of Board Meeting and Closed Period for the Period Ended Ended September 30, 2025 | View PDF |
| Jul 3, 2025 | Board Meeting of United Bank Limited (UBL) | View PDF |
| May 16, 2025 | CERTIFIED COPY OF RESOLUTIONS PASSED IN THE EXTRAORDINARY GENERAL MEETING OF UNITED BANK LIMITED | View PDF |
| Apr 23, 2025 | Notice of Extra-Ordinary General Meeting (EOGM) of UBL (Prior to Publication) | View PDF |
| Apr 4, 2025 | Board Meeting of United Bank Limited (UBL) | View PDF |
| Date | Title | Document |
|---|---|---|
| Dec 3, 2025 | Disclosure of Interest by a Director CEO, or Executive of a listed company and their Spouses and the Substantial Shareholders u/c 5.6.1.(d) of PSX Regulations | View |
| Nov 25, 2025 | Disclosure of Interest by a Director CEO, or Executive of a listed company and their Spouses and the Substantial Shareholders u/c 5.6.1.(d) of PSX Regulations | View |
| Nov 24, 2025 | Disclosure of Interest by a Director CEO, or Executive of a listed company and their Spouses and the Substantial Shareholders u/c 5.6.1.(d) of PSX Regulations | View |
| Nov 14, 2025 | Disclosure of Interest by a Director CEO, or Executive of a listed company and their Spouses and the Substantial Shareholders u/c 5.6.1.(d) of PSX Regulations | View |
| Oct 31, 2025 | Credit of Third Interim Cash Dividend (D-63) | View PDF |
Financials
All numbers in thousands (000's) except EPS
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Mark-up Earned | 1,084,582,857 | 521,374,426 | 250,678,678 | 147,974,155 |
| Total Income | 260,908,948 | 165,752,870 | 137,651,892 | 95,137,572 |
| Profit after Taxation | 80,527,534 | 53,180,413 | 32,062,655 | 30,882,123 |
| EPS | 65.78 | 43.44 | 26.19 | 25.23 |
| Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | |
|---|---|---|---|---|
| Mark-up Earned | 303,036,068 | 260,957,761 | 310,741,852 | 276,527,423 |
| Total Income | 106,362,154 | 99,822,951 | 74,174,114 | 45,337,887 |
| Profit after Taxation | 28,194,974 | 35,595,618 | 25,540,314 | 13,857,116 |
| EPS | 11.26 | 28.92 | 20.86 | 5.66 |

Ratios
| 2023 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Net Profit Margin (%) | 10.20 | 10.20 | 12.79 | 20.87 |
| EPS Growth (%) | 65.86 | 65.86 | 3.80 | 47.80 |
| PEG | 0.06 | 0.06 | 1.01 | 0.11 |
Payouts
| Date | Financial Results | Details | Book Closure |
|---|---|---|---|
| October 15, 2025 3:53 PM | 30/09/2025(IIIQ) | 160%(iii) (D) | 27/10/2025 - 29/10/2025 |
| July 11, 2025 5:05 PM | 30/06/2025(HYR) | 160%(II) (D) | 22/07/2025 - 24/07/2025 |
| April 16, 2025 4:52 PM | 31/03/2025(IQ) | 110%(i) (D) | 30/04/2025 - 02/05/2025 |
| February 19, 2025 3:42 PM | 31/12/2024(YR) | 110%(F) (D) | 13/03/2025 - 19/03/2025 |
| October 23, 2024 3:11 PM | 30/09/2024(IIIQ) | 110%(iii) (D) | 05/11/2024 - 07/11/2024 |
| July 31, 2024 3:43 PM | 30/06/2024(HYR) | 110%(ii) (D) | 12/08/2024 - 13/08/2024 |
| April 17, 2024 3:09 PM | 31/03/2024(IQ) | 110%(i) (D) | 29/04/2024 - 01/05/2024 |
| February 21, 2024 12:48 PM | 31/12/2023(YR) | 110%(F) (D) | 11/03/2024 - 18/03/2024 |
| October 25, 2023 3:41 PM | 30/09/2023(IIIQ) | 110%(iii) (D) | 07/11/2023 - 09/11/2023 |
| July 19, 2023 3:59 PM | 30/06/2023(HYR) | 110%(ii) (D) | 01/08/2023 - 03/08/2023 |









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