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^The historical stock prices have been adjusted to reflect stock splits to ensure comparability over time.
Company Profile
Apna Microfinance Bank Limited was incorporated on May 08, 2003 as a public limited Bank under the repealed Companies Ordinance, 1984 now the "Companies Act, 2017" (the Companies Act). The Bank was granted certificate of commencement of business on December 28, 2004 and started its operations on January 01, 2005. The Bank’s principal business is to provide microfinance services to the poor and underserved segment of the society as envisaged under the Microfinance Institutions Ordinance, 2001.
| Nazish Ali (Acting) | CEO |
| Muhammad Akram Shahid | Chairperson |
| Noshad Ahmed (Acting) | Company Secretary |
F.D. Registrar Services (SMC-Pvt) Limited 17th Floor, Saima Trade Tower-A, I.I. Chundrigar Road Karachi
M/s. RSM Avais Hyder Liaquat Nauman, Chartered Accountants
December
Equity Profile
Announcements
| Date | Title | Document |
|---|---|---|
| Oct 27, 2025 | Transmission of Quarterly Financial Statements for the Period Ended September 30, 2025 | View PDF |
| Oct 27, 2025 | Financial Results for the Quarter Ended September 30, 2025 | View PDF |
| Aug 29, 2025 | Transmission of Quarterly Report for the Period Ended June 30, 2025 | View PDF |
| Aug 29, 2025 | Financial Results for the Quarter Ended June 30, 2025 | View PDF |
| Apr 28, 2025 | Transmission of Quarterly Report for the Period Ended 2025-03-31 | View PDF |
| Date | Title | Document |
|---|---|---|
| Jul 25, 2025 | Unusual Movement in Price of the Shares of Apna Microfinance Bank Limited - AMBL | View PDF |
| Jun 18, 2025 | Election of Directors Apna Microfinance Bank Limited | View PDF |
| Jun 18, 2025 | Certified copy of Resolutions passed and adopted by the shareholders in EOGM | View PDF |
| Jun 11, 2025 | Newspaper Clippings - Notice for Election of Directors | View PDF |
| Jun 10, 2025 | Notice Under Section 159 (4) of the Companies Act, 2017 (Prior Publication) | View PDF |
Financials
All numbers in thousands (000's) except EPS
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Mark-up Earned | 2,808,828 | 2,526,908 | 2,265,996 | 908,380 |
| Total Income | (897,836) | (1,297,141) | (2,642,449) | (474,043) |
| Profit after Taxation | (3,099,992) | (3,593,817) | (4,489,364) | (1,930,971) |
| EPS | (7.14) | (8.38) | (10.47) | (4.84) |
| Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | |
|---|---|---|---|---|
| Mark-up Earned | 777,319 | 764,320 | 676,408 | 794,141 |
| Total Income | 94,544 | 139,994 | 82,095 | (144,003) |
| Profit after Taxation | (458,006) | (395,759) | (474,801) | (746,099) |
| EPS | (1.07) | (0.92) | (1.12) | (1.74) |

Ratios
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Net Profit Margin (%) | 345.27 | 277.06 | 169.89 | 407.34 |
| EPS Growth (%) | 14.80 | 19.96 | (116.32) | (16,233.33) |
| PEG | (0.09) | (0.10) | 0.00 |
Payouts
| Date | Financial Results | Details | Book Closure |
|---|---|---|---|
| October 28, 2019 11:40 AM | - | 24.7104% (R) | - |
| October 30, 2018 10:47 AM | 31/12/2018(YR) | 37.59% AT A DISCOUNT OF Rs.4.68/= PER SHARE (R) | 30/11/2018 - 06/12/2018 |
| August 19, 2016 4:25 PM | 30/06/2016(HYR) | 13.64% Rs.10/= PER SHARE (R) | - |
| October 3, 2014 2:37 PM | 30/06/2014(YR) | 100% AT A DISCOUNT OF Rs.5/= PER SHARE (R) | 03/04/2015 - 08/04/2015 |
| September 25, 2008 3:20 PM | - | 100% (R) | 12/10/2008 - 18/10/2008 |
| August 26, 2008 10:30 AM | 30/06/2OO8(HYR) | 100% (R) | - |
| September 28, 2007 10:19 AM | - | 50% (R) | - |
| March 24, 2006 10:46 AM | - | DIVIDEND FOR THE YEAR ENDED 31/12/2OO5 NIL | 19/04/2OO6 - |
| March 29, 2005 4:21 PM | - | DIVIDEND FOR THE YEAR ENDED 31/12/2OO4 NIL | - |









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