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^The historical stock prices have been adjusted to reflect stock splits to ensure comparability over time.
Company Profile
Apna Microfinance Bank Limited was incorporated on May 08, 2003 as a public limited Bank under the repealed Companies Ordinance, 1984 now the "Companies Act, 2017" (the Companies Act). The Bank was granted certificate of commencement of business on December 28, 2004 and started its operations on January 01, 2005. The Bank’s principal business is to provide microfinance services to the poor and underserved segment of the society as envisaged under the Microfinance Institutions Ordinance, 2001.
| Nazish Ali (Acting) | CEO |
| Muhammad Akram Shahid | Chairperson |
| Noshad Ahmed (Acting) | Company Secretary |
F.D. Registrar Services (SMC-Pvt) Limited 17th Floor, Saima Trade Tower-A, I.I. Chundrigar Road Karachi
M/s. RSM Avais Hyder Liaquat Nauman, Chartered Accountants
December
Equity Profile
Announcements
| Date | Title | Document |
|---|---|---|
| Mar 4, 2026 | Financial Results for the Year Ended 2025-12-31 | View PDF |
| Oct 27, 2025 | Transmission of Quarterly Financial Statements for the Period Ended September 30, 2025 | View PDF |
| Oct 27, 2025 | Financial Results for the Quarter Ended September 30, 2025 | View PDF |
| Aug 29, 2025 | Transmission of Quarterly Report for the Period Ended June 30, 2025 | View PDF |
| Aug 29, 2025 | Financial Results for the Quarter Ended June 30, 2025 | View PDF |
| Date | Title | Document |
|---|---|---|
| Mar 27, 2026 | Certified True Copy of Resolutions passed and adopted by the Shareholders in AGM | View PDF |
| Mar 24, 2026 | Presentation for Corporate Briefing Session 2026 | View PDF |
| Mar 18, 2026 | Announcement of Corporate Briefing Session | View PDF |
| Mar 11, 2026 | Disclosure under Regulation 5 of the Listed Companies (Substantial Acquisition of Voting Shares and Takeovers) Regulations, 2017 | View PDF |
| Mar 5, 2026 | Transmission of Annual Financial Statements | View PDF |
Financials
All numbers in thousands (000's) except EPS
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Mark-up Earned | 3,152,248 | 2,808,828 | 2,526,908 | 2,265,996 |
| Total Income | 492,125 | (897,836) | (1,297,141) | (2,642,449) |
| Profit after Taxation | (1,648,078) | (3,099,992) | (3,593,817) | (4,489,364) |
| EPS | (3.84) | (7.14) | (8.38) | (10.47) |
| Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | |
|---|---|---|---|---|
| Mark-up Earned | 777,319 | 764,320 | 676,408 | 794,141 |
| Total Income | 94,544 | 139,994 | 82,095 | (144,003) |
| Profit after Taxation | (458,006) | (395,759) | (474,801) | (746,099) |
| EPS | (1.07) | (0.92) | (1.12) | (1.74) |

Ratios
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Net Profit Margin (%) | (334.89) | 345.27 | 277.06 | 169.89 |
| EPS Growth (%) | 46.22 | 14.80 | 19.96 | (116.32) |
| PEG | (0.07) | (0.09) | (0.10) |










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